Short-Term Builder Financing
New Construction
New Construction
Build to Sell or Rent
Finance any residential ground up construction project starting from a teardown, cleared lot, completed new house or 2-4 unit multifamily. Terms are based on experience and loan length may be from 12-24 months.
$1B+
Available
Pre-build
Ready to build on a cleared lot or teardown a structure to start?
Build to rent
Let us help you finance the build and then refinance into a low rate rental program.
Just finished
Bridge loans for new inventory or model homes to carry project until sold.
New Construction Loan Rates and Terms
Rates as low as
11.35%
on up
Loans from
$100k to
$2MM
Loans up to
85% LTC
70% ARV
Minimum FICO
660+
required
Interest only for
12 – 24
month terms
Must have entitlements, permits & approved plans for funding
What's it take to get funds to build something new?
The requirments for a new construction loan are a bit more demanding than our other loans.
It's my first build
Congratulations! We can still help you fund your first new contruction project but you’ll need more skin in the game compared to an experienced builder.
Completed 3+ Investment Transactions
Awesome. You’ve done some business. We expect that, at least, one or more of these projects required heavy rehab. You get better terms than a newbie.
Completed 10+ rehab or ground up
Wow. This is, obviously, something you KNOW how to do. You will be rewarded with the best terms that we can offer an investor-builder.